INSIGHTS
Silvan Schriber · April 2026
Private credit stress is no longer hypothetical — shadow defaults are rising, PIK usage is at cycle highs, and borrower cash flows are deteriorating. Large banks sit at the centre of this ecosystem, yet their exposure is scattered across desks, products and legal entities with no consolidated view. By integrating siloed data, resolving entities across systems and applying causal AI to trace how stress propagates from borrowers through funds to the bank’s own balance sheet, institutions can finally see the full picture — and act before losses crystallise.
Silvan Schriber · March 2026
Dario Amodei's January essay is the most important thing a technology CEO has written for financial services leaders this year. Not because it's about banking — it isn't. But because everything it describes is about to land on the desks of every bank CEO, CTO, and board member.
For decades, banks optimized Systems of Record (SoR) to post transactions with precision and maintain regulatory integrity. That battle has largely been won. What now differentiates institutions is not how accurately they book activity, but how intelligently and quickly they make decisions.
Silvan Schriber · April 2026
An autonomous AI agent breached one of the world's most sophisticated professional services firms in 120 minutes — using a vulnerability class that has been documented since 1998. If McKinsey can't secure its AI platform, the question every bank board should be asking is: can we?
Silvan Schriber · April 2026
A few days ago, I wrote about the McKinsey Lilli breach and what it means for bank boards. Then Anthropic — the company that built its brand on AI safety — leaked its own source code. Twice. In five days. The two incidents are structurally different, but they converge on the same uncomfortable question: if the most security-conscious organisations in the AI ecosystem can't protect their own systems, what does that mean for the rest of us?
In March, I co-hosted a session with senior COOs and operating leaders from across the asset management industry. The question on the table was deceptively simple: what does the COO role actually look like in 2026? The answers that emerged were anything but simple — and they point to a fundamental shift in how firms think about their operating models, their partnerships, and the role of data in driving decisions.
Die steigenden Gesundheitskosten in der Schweiz stellen eine große Herausforderung dar:
Bis 2027 werden die Ausgaben voraussichtlich auf rund 110 Milliarden CHF steigen und damit das Lohnwachstum sowie die Inflation übertreffen. Gleichzeitig decken große Versicherer 74 % der Versicherten ab, während kleine Anbieter nur 3 % erreichen. Dies zeigt die Notwendigkeit von Effizienz und Innovation im Markt.
Skalierung und digitale Transformation sind keine Optionen mehr, sondern Voraussetzungen für die Zukunftsfähigkeit der Schweizer Krankenversicherungsbranche. Alvarez & Marsal unterstützt Versicherer mit M&A-Expertise, digitaler Modernisierung und operativer Resilienz, um den Wandel erfolgreich zu meistern.